If money is repayable, you have to pay it back — often by a certain date. A loan is repayable; a gift is not. Banks, scholarships with strings, and contracts love this word. ‘Repayable in five years’ means the clock is running: by then the money must have returned.

If money is repayable如果一筆錢是repayable, you have to pay it back代表你必須把它還回去 — often by a certain date通常有一個期限。A loan is repayable貸款是repayable的; a gift is not禮物不是。Banks, scholarships with strings, and contracts love this word銀行、附帶條件的獎學金和合約都很愛用這個字。'Repayable in five years' means the clock is running『Repayable in five years』的意思是時間在跑: by then the money must have returned到那個時候，這筆錢必須已經還回去。

The word always has that ‘back’ inside it. You received the money, and now it has a way home.

The word always has that 'back' inside it這個字裡面永遠帶著『back』這個意思。You received the money你收到了這筆錢, and now it has a way home現在它有一條回家的路。

Students mix it with payable, which is wider: a bill is payable (you must pay it), but that bill is not always money you borrowed. Repayable is for money that was given to you and must come back. It is an adjective sitting in front of money, a loan, a debt.

Students mix it with payable學生常把它跟payable搞混, which is wider payable的範圍比較廣: a bill is payable一張帳單是payable的 (you must pay it)（你必須付它）, but that bill is not always money you borrowed但那張帳單不一定是你借來的錢。Repayable is for money that was given to youRepayable是用在給了你的錢上 and must come back必須還回來。It is an adjective它是個形容詞 sitting in front of money, a loan, a debt放在money、a loan、a debt這些字前面。